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 CREDIT CARD SAFEGUARDAt Fossil.com we don’t just stand behind our merchandise, we also do our best to provide a safe and convenient online shopping experience. Fossil.com is a secure website. We utilize 128-bit, industry standard, encryption technologies to insure that your credit card information is protected during a transaction. All transactions are screened for fraud via a third-party company called Cybersource (www.cybersource.com). We have implemented our own fraud database and every transaction that passes through our website is compared to our database to prevent fraudulent transactions from over being completed. Under the Fair Credit Billing Act your bank or credit card company cannot hold you liable for more than $50 of unauthorized or fraudulent charges on a credit card. Your liability for unauthorized use of a debit card may be higher, but most debit card issuers voluntarily apply the $50 limit to their cards as well. Remember: If unauthorized use of your credit or debit card does occur, you
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